Checking Products

Our Switch Kit Makes it Easy!

It’s easier to switch to a GREATER banking relationship – our "Easy Switch Kit" will have you banking with us in no time, and we’ll do all the work. Just visit one of our branches or call to start getting GREATER things from your bank.

    Checking Accounts
Features Simple Rewards Relationship
Monthly Maintenance Charge $5 $10  $15
Ability to Waive Maintenance Charge Yes*  Yes**  Yes*
Minimum to Open Account $100  $100  $100
No Minimum Balance Yes Yes Yes
Cash Back Rewards    Yes**  
Earns Interest     Yes
Free Online & Mobile Banking Yes Yes Yes
Free Bill Pay Yes Yes Yes
Free Visa Debit Card Yes Yes Yes
Free Electronic Statements Yes Yes Yes
Free Gen Gold Membership2  Yes Yes Yes
Benefits for 55+
Simple & Relationship Checking Only
  • Free first order of basic checks
  • Free official checks
  • Free notary
  • Free safe deposit box5

 

 *How to Waive Monthly Service Fees for Simple & Relationship Checking
Meet any 3 of the following:  Simple3  Relationship4
10 or more Visa Debit Card signature based transactions per month1 Yes Yes
4 or more Online Bill Payments per month1 Yes Yes
Electronic Statements Yes Yes
Direct Deposit1 Yes Yes
Recurring transfer of $50 or more per month into a savings account1 Yes  
Combined monthly deposit balance of $2,000 or more   Yes

 
**How to Waive Monthly Service Charge for Rewards Checking
Monthly service charge rebate up to $10 per month:

  • $4.00 credit for combined relationship balances in Savings, CDs or Money Market accounts greater or equal to $5,000
  • $4.00 credit for personal or home equity loan balances greater or equal to $5,000
  • $3.00 credit for 1 mobile debit or credit transaction1 
  • $3.00 credit for receiving Electronic Statements
  • $3.00 credit for completing at least 2 Online Bill Payments through Online Banking1
  • $3.00 credit for direct deposit1
  • $2.00 credit for completing 8 or more Visa Debit Card signature based transactions1
  • $2.00 credit for writing less than 10 checks

Opportunities to earn bonus rewards for each of the following during any statement cycle on your Rewards Checking Account:

  • $.05 cash back for every Visa Debit Card signature based transaction
  • $.50 cash back for each P2P (Person to Person) payment through PopMoney
  • $.25 cash back (cap of $5.00) for each Greater Hudson online bill payment

 

Additional Checking Account Benefits
Simple Checking
  • Domestic ATM fee refunds of up to $20.00 per cycle with 10 Visa Debit Card signature based transactions per month
  • 1 Stop Payment fee refund per month with 5 or more Online Bill Payments through Greater Hudson Online Banking 
Rewards Checking
  • Domestic ATM fee refunds of up to $20.00 per cycle with 8 Visa Debit Card signature based transactions
  • 1 Stop Payment fee refund per month with 5 or more Online Bill Payments through Greater Hudson Online Banking 
Relationship Checking
  • Unlimited Domestic ATM fee refunds with 15 Visa Debit Card signature based transactions* or 5 Online Bill Payments through Greater Hudson Online Banking*

 

 

BASIC BANKING

Features:

  • $25 Minimum to Open (8 free debits/checks per statement cycle - $0.50 fee each debit/check thereafter)
  • No Minimum Balance
  • $3 Monthly Service Charge
  • Free Online & Mobile Banking
  • Free Visa Debit Card
  • Free Online Bill Pay
  • Free Electronic Statements

 


1. Transactions must post during the statement cycle to qualify.
2. Checking accounts come with the added benefit of GenGold. See www.gengold.com for complete   program details, or speak to a personal banker for more information.
3. Customers 55+ can avoid the Simple Checking monthly charge with one direct deposit and either one ACH or $25 monthly automatic transfer to a Greater Hudson Savings account.
4. Customers 55+ can avoid the Relationship Checking monthly charge with one direct deposit and maintaining a combined monthly deposit balance of more than $2,000.
5. If the safe deposit box is closed within the first three years, the customer will be obligated to pay the Bank the actual first year sale deposit box rental fee plus applicable tax.